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FAQ

About Select Estates

Why should we use Select Estates as a Real Estate broker?

We have many years of experience in the  Spanish real estate. Therefore we know the market , the locations, prices, projects, finance possibilities etc. very well.

We have also a mondi professional certificate which shows that we have the knowledge and work in a professional and reliable way.

Buying a property

What are the costs when i buy a property?

When you buy a resale property the costs are 10% over the purchase price, notary and registration fee approx.. 1500 euro
When you buy a new construction the costs are 10% tax over the purchase price, notary and registration fee approx.. 1500 euro, 1,5% tax new construction.

How does a rent to buy option works?

If you can not buy the property direct and you can pay in 1-3 years there is a possibility to pay an amount of the sales price direct and pay per month an amount what will later will be deducted from the sales price.
If you are not sure you want to buy the property then there can be a year rent and at the end of the year you can decide to buy or not.

I want to buy a house, what does the buying process look like?

When you are about to buy a property, we are of course happy to help you! First we will have an intake interview with you, in which we will map out all your wishes. After that we will visit one or more properties together with you that match your wishes and means. We also make use of our extensive network of different real estate agents, so we certainly think out-of-the-box. Once you have found your dream home, we will guide the purchase process until everything has been arranged for you and you can enjoy your Spanish dream home in peace and quiet! Would you like to know more about buying a property? Look for more information at the menu 'services' on our website!

Selling a property

What can you do to sell our property faster?

We make a good presentation of your property and promote it at our website , main international real estate portals and use the social media channels.
To boost your property more in the market  we also can make a virtual tour of your property!

What are the costs when I sell a property?

When you sell the property and you are a Spanish fiscal resident you need to pay 19% over the profit you make by selling your property. Also you need to pay a tax over the increased value over the plot(plusvalia) and the commission for the real estate broker when he is involved.


When you sell the property and you are a non resident you need to pay first 3% over the salesprice, the total tax is 19% over the profit you make by selling your property. If the 3% payment does not cover the 19% tax you need to pay the difference. If the 3% is higher than the 19% tax you can apply to get the difference back. Also you need to pay the increased value over the plot(plusvalia) and the commission for the real estate broker when he is involved.
 

I want to sell my house, what does this process look like?

When you are about to sell your property, we are of course happy to help you! First we will visit you to discuss your wish to sell your property. We will advise you about the asking price and inform you about the sales process.
When you decide to sell your property we will take care of a very good presentation of your property by means of photos, videos, etc. We present your property on our website, social media and various international portals. Once we have found a buyer for you, we will continue the sales process so that you can sell your property without any worries. Would you like to know more about selling your property? Look for more information at the menu 'services' on our website!

Finances

How can I get a finance to buy a property?

The banks give max. 70% mortgage over the value of the property for non residents. For residents the banks give max 90% mortgage over the value of the property.
The payment of the mortgage is based on payments of capital and interest per month, max. for 25 years and with a max age of 75 years.
You can have a mortgage based on a variable interest per year or for a fixed period.

Rent / Let

When do you need a tourist license?

If the property is used commercially for holiday rentals so a few days, number of weeks, number of months is rented. The house is promoted through various channels, the house is cleaned after departure of the tenants, the rent is paid in advance.